Today › Wealth & asset management › 360 ONE WAM

Wealth & asset management Historical case study · data as of 09 Jul 2026 · published 12 Oct 2026 (95 days later)

360 ONE WAM — 100-point case study

How 360 ONE WAM looked on 50 technical and 50 fundamental measures on 09 Jul 2026 — and what happened over the next three months. Education only; not a current view.

Codes	NSE: 360ONE · BSE: 542772
Close on 09 Jul 2026	₹1,100.20
Market cap then	₹44,878 crore
Valuation	P/E 36.9× · P/B 4.56×
Momentum	RSI (14) 50 · 1-year return -7.9%
Next 3 months	-4.7% vs Nifty 50 -6.0% (to 09 Oct 2026)

Scorecard

Technical — 50 points

12 bullish · 30 neutral · 1 caution · 6 bearish — the picture leaned positive.

Fundamental — 50 points

5 bullish · 26 neutral · 8 caution · 10 bearish — the picture leaned negative.

Price chart

Close (to snapshot) Close (after) 50-day avg 200-day avg Support Resistance

Technical analysis — 50 points

Calculated by code from daily prices up to 09 Jul 2026. Standard formulas (RSI, MACD, ADX use Wilder smoothing).

How to read the tags. Each of the 50 points gets one tag. Bullish the reading was favourable. Bearish the reading was unfavourable. Neutral the reading was in a normal range, or gave no clear message. Caution a warning sign or an unusual reading that deserves a closer look. Point 50 counts the other 49 tags. The chart is called positive when bullish tags beat bearish ones by 5 or more, negative when bearish tags beat bullish ones by 5 or more, and mixed otherwise. Under each point you will see what reading earns which tag. Tags describe the data on the snapshot date. They are not signals to buy or sell. Full guide to all 100 points →

A. Trend

#	Point	Reading	Tag	Commentary
1	Short-term trend (20 days)	slope -0.07%/day	Neutral	Over the last 20 sessions the regression line of closing prices was falling about 0.07% a day — a flat, sideways phase. Bullish slope above +0.10% a day (short-term uptrend) · Bearish slope below –0.10% a day (short-term downtrend) · Neutral between the two: a flat, sideways phase.
2	Medium-term trend (~5 months)	3M return +18.4%	Neutral	The 100-session trend line was up (+0.04%/day) and the stock was +18.4% over three months, so the medium-term picture was neutral. Bullish slope above +0.05% a day · Bearish slope below –0.05% a day · Neutral in between.
3	Long-term trend (1 year)	1Y return -7.9%	Neutral	Compared with a year earlier the price was -7.9%. Little net progress over twelve months. Bullish up more than 10% in a year · Bearish down more than 10% in a year · Neutral between –10% and +10%.
4	Weekly chart trend	10W 1,104.01 / 30W 1,094.41	Neutral	On the weekly chart the stock showed a weekly close tangled between the 10-week and 30-week averages. Bullish weekly close above the 10-week average, which is above the 30-week · Bearish weekly close below the 10-week average, which is below the 30-week · Neutral when they are tangled.
5	Swing structure (highs/lows)	last highs 1,152.00→1,165.10; lows 1,031.30→1,060.60	Bullish	The two most recent swing points showed higher swing highs and higher swing lows — classic uptrend structure. Bullish higher highs and higher lows (uptrend structure) · Bearish lower highs and lower lows (downtrend structure) · Neutral when one is higher and the other lower.
6	ADX (14) — trend strength	12.2	Neutral	ADX at 12.2 signals a weak or absent trend (below 20) — range-bound conditions. ADX measures strength only, not direction. Bullish ADX 20 or more with +DI above –DI (a real trend, pointing up) · Bearish ADX 20 or more with –DI above +DI (a real trend, pointing down) · Neutral below 20: no clear trend. 20–30 is a moderate trend, above 30 a strong one.
7	+DI vs –DI	+DI 24.0 / –DI 23.0	Bullish	+DI was above –DI: upward price pressure outweighed downward pressure. Bullish +DI above –DI · Bearish –DI above +DI · No neutral zone for this point.

B. Moving averages

#	Point	Reading	Tag	Commentary
8	Price vs 20-day SMA	1,108.75 (-0.8%)	Bearish	Close of 1,100.20 was 0.8% below the 20-day SMA — the short-term trend filter was negative. Bullish close above the average · Bearish close below the average · No neutral zone.
9	Price vs 50-day SMA	1,096.02 (+0.4%)	Bullish	Close of 1,100.20 was 0.4% above the 50-day SMA — the medium-term trend filter was positive. Bullish close above the average · Bearish close below the average · No neutral zone.
10	Price vs 200-day SMA	1,100.09 (+0.0%)	Bullish	Close of 1,100.20 was 0.0% above the 200-day SMA — the long-term trend filter was positive. Bullish close above the average · Bearish close below the average · No neutral zone.
11	9 / 21 EMA crossover	9E 1,105.62 / 21E 1,102.94	Bullish	The 9-day EMA was above the 21-day EMA; the last crossover happened on 06 Jul 2026. Bullish 9-day above 21-day · Bearish 9-day below 21-day · No neutral zone.
12	Golden / death cross (50 vs 200)	no cross in data window	Bearish	The 50-day average was 0.4% below the 200-day. No 50/200 crossover occurred in the data window. Bullish 50-day above 200-day (after a “golden cross”) · Bearish 50-day below 200-day (after a “death cross”) · No neutral zone.
13	50-day SMA slope	+3.5% in 20 sessions	Bullish	The 50-day average rose 3.5% over the past month — rising. Bullish rose more than 0.5% · Bearish fell more than 0.5% · Neutral in between: flattening.
14	MA ribbon alignment	1,109 / 1,096 / 1,076 / 1,100	Neutral	The 20/50/100/200-day averages were tangled — no clean order, typical of a transition or range. Bullish neatly stacked 20 > 50 > 100 > 200 · Bearish neatly stacked 20 < 50 < 100 < 200 · Neutral when tangled (a transition or range).
15	Monthly anchored VWAP	1,106.30 (-0.6%)	Bearish	Anchored to the start of July, the volume-weighted average price was 1,106.30; the close was below it — buyers that month were on average under water. Bullish close above VWAP (that month’s buyers on average in profit) · Bearish close below VWAP · No neutral zone.

C. Momentum

#	Point	Reading	Tag	Commentary
16	RSI (14)	49.8	Neutral	RSI at 49.8 was in the neutral 45–55 zone. Bullish RSI 55–70 (positive momentum, not stretched) · Bearish RSI 30–45 (soft momentum) · Neutral 45–55. Caution at 70 or above (overbought) or 30 or below (oversold).
17	RSI divergence (last 40 days)	bearish divergence	Caution	Comparing the last 20 sessions with the 20 before: bearish divergence: price made a higher high but RSI made a lower high. Bullish bullish divergence: price made a lower low but RSI a higher low · Caution for a bearish divergence (price higher high, RSI lower high). Neutral when RSI moved in line with price.
18	MACD line vs signal	MACD 3.55 / signal 3.80	Bearish	MACD was below its signal line — momentum turning or staying negative. Bullish MACD above signal · Bearish MACD below signal · No neutral zone.
19	MACD histogram (5-day change)	-4.11 → -0.24	Bullish	The histogram rose over the last five sessions, meaning momentum was improving. Bullish histogram rising (momentum improving) · Bearish histogram falling (momentum weakening) · No neutral zone.
20	MACD vs zero line	3.55	Bullish	MACD above zero means the 12-day EMA was above the 26-day EMA — a positive momentum regime. Bullish MACD above zero · Bearish MACD below zero · No neutral zone.
21	Stochastic (14,3,3)	%K 53.5 / %D 61.5	Bearish	Slow stochastic at 53.5 was mid-range with %K below %D. Bullish between 20 and 80 with %K above %D · Bearish between 20 and 80 with %K below %D · Caution above 80 (overbought) or below 20 (oversold).
22	Williams %R (14)	-58.3	Neutral	%R of -58.3 put the close in the middle of its 14-day range. How to read: Caution above –20 (near the top) or below –80 (near the bottom). Neutral in the middle. This point is never tagged Bullish or Bearish.
23	CCI (20)	-30	Neutral	CCI at -30 was within the normal ±100 band. Bullish above +100 (unusually strong upward move) · Bearish below –100 (unusually strong downward move) · Neutral within ±100.
24	Rate of change (10-day)	+0.0%	Neutral	Price changed +0.0% over ten sessions. Bullish up more than 2% · Bearish down more than 2% · Neutral between –2% and +2%.

D. Volatility

#	Point	Reading	Tag	Commentary
25	Bollinger Band position (%B)	%B 0.43 (bands 1,051.50–1,166.01)	Neutral	%B of 0.43 — inside the bands, lower half. How to read: Caution above 1 or below 0 (outside the bands — an overextended move). Neutral inside the bands.
26	Bollinger width / squeeze	width 10.3% (37th pct of 6M)	Neutral	Band width was at the 37th percentile of the last six months, a normal level. How to read: Caution when the width is in the lowest 15% of six months (a “squeeze” that often comes before a bigger move, direction unknown). Neutral otherwise.
27	ATR (14)	₹33.03 (3.0% of price)	Neutral	A typical day's range was about ₹33.03, or 3.0% of the price — useful for judging how much 'normal noise' to expect. How to read: Information only. A higher % means bigger normal daily swings.
28	Historical volatility (30-day)	29.6% vs 1Y 29.1%	Neutral	Annualised 30-day volatility was 29.6%, close to the one-year level of 29.1%. How to read: Caution when 30-day volatility is more than 1.25× the one-year level. Neutral otherwise.
29	Keltner Channel (20, 2×ATR)	1,036.47–1,169.94	Neutral	The close was inside the channel, so no volatility breakout. Bullish close above the upper channel (strong upward push) · Bearish close below the lower channel · Neutral inside the channel.
30	Beta vs Nifty 50 (1Y daily)	1.36	Neutral	A beta of 1.36 means the stock tended to move more than the Nifty 50 day to day. How to read: Information only. Above 1.1 moves more than the market, below 0.9 less, around 1 in line.

E. Volume & money flow

#	Point	Reading	Tag	Commentary
31	Volume vs 20-day average	last day 0.91× / 5-day 1.45×	Neutral	The final session traded 0.91× its 20-day average volume and the last five sessions averaged 1.45× — heavier than usual participation. How to read: Information only. Above 1.2× is heavier than usual participation, below 0.8× lighter.
32	Up-day vs down-day volume (20d)	ratio 1.02	Neutral	Average volume on up days was 1.02× that on down days — balanced. Bullish ratio above 1.15 (accumulation-leaning) · Bearish ratio below 0.85 (distribution-leaning) · Neutral between 0.85 and 1.15.
33	On-Balance Volume (20d)	OBV rising	Bullish	OBV rose over the month while price rose — volume confirmed the price move. Bullish OBV rising · Bearish OBV falling · No neutral zone.
34	Accumulation/Distribution line	rising (20d)	Bullish	The A/D line rose, meaning closes tended to be in the upper part of daily ranges on meaningful volume. Bullish A/D line rising · Bearish A/D line falling · No neutral zone.
35	Chaikin Money Flow (20)	0.01	Neutral	CMF at +0.01 indicated roughly balanced money flow. Bullish above +0.05 (net inflows) · Bearish below –0.05 (net outflows) · Neutral between –0.05 and +0.05.
36	Money Flow Index (14)	30.6	Bearish	MFI, a volume-weighted RSI, was 30.6. Bullish MFI 55–80 · Bearish MFI 20–45 · Neutral 45–55. Caution above 80 (overbought) or below 20 (oversold).
37	Liquidity (avg daily turnover)	₹125 cr/day	Neutral	About ₹125 crore changed hands per day on average over 20 sessions — liquid. How to read: Information only. Above ₹500 crore a day is highly liquid, above ₹50 crore liquid, below that moderately liquid.

F. Price levels

#	Point	Reading	Tag	Commentary
38	Support levels (S1/S2/S3)	1,059.42 / 1,031.65 / 1,010.03	Neutral	Nearest support (prior swing lows) sat at 1,059.42, 3.8% below the close, then 1,031.65, 1,010.03. How to read: Information only. Levels to watch, not good or bad.
39	Resistance levels (R1/R2/R3)	1,119.68 / 1,213.01	Neutral	Nearest resistance (prior swing highs) sat at 1,119.68, 1.8% above the close, then 1,213.01. How to read: Information only.
40	Monthly pivot points (for next month)	P 1,104.93 \| R1 1,149.27 \| S1 1,055.87	Neutral	Classic pivots from July's high/low/close gave a pivot of 1,104.93; the close was below it. How to read: Information only.
41	Fibonacci retracement (6M swing)	23.6% 984 \| 38.2% 1,032 \| 50.0% 1,071 \| 61.8% 1,110	Neutral	Measuring the 6-month fall from 1,236.20 to 906.05, the close was nearest the 61.8% retracement at 1,110.08. How to read: Information only.
42	52-week high / low	H 1,273.80 / L 906.05	Neutral	The close was 13.6% below the 52-week high and 21.4% above the 52-week low. Bullish within 5% of the 52-week high · Bearish within 5% of the 52-week low · Neutral in between.
43	Unfilled price gaps (6M)	1 open; latest gap-up 08 Apr at 934.70	Neutral	There was 1 unfilled gap(s). The latest, a gap-up on 08 Apr 2026, left an open level at 934.70 that price had not revisited. How to read: Information only.

G. Patterns

#	Point	Reading	Tag	Commentary
44	Price structure / chart pattern	broad sideways range	Neutral	Rule-based pattern scan: broad sideways range. (Classical patterns like head-and-shoulders are judgement calls; we report only what the rules detect.) Bullish rising channel (both trends up) · Bearish falling channel (both trends down) · Neutral for tight consolidation, a bounce in a downtrend, a pullback in an uptrend, or a sideways range.
45	Breakout / breakdown (20-day)	range 1,031.30–1,165.10	Neutral	The close was inside the prior 20-day range of 1,031.30–1,165.10. Bullish close above the 20-day high (breakout) · Bearish close below the 20-day low (breakdown) · Neutral inside the range.
46	Latest candlestick	Inside bar	Neutral	On 09 Jul the candle opened 1,090.80, ranged 1,086.60–1,106.80 and closed 1,100.20: Inside bar — range contraction. Single candles are weak signals on their own. Bullish hammer, bullish engulfing or bullish marubozu · Bearish shooting star, bearish engulfing or bearish marubozu · Neutral for a doji, inside bar or ordinary candle. Single candles are weak signals.
47	Ichimoku Cloud	cloud 1,029.03–1,091.20; Tenkan 1,107.30 / Kijun 1,098.20	Bullish	Price was above the cloud and the Tenkan line was above the Kijun line — a bullish Ichimoku setup. Bullish close above the cloud · Bearish close below the cloud · Neutral inside the cloud.

H. Relative strength & summary

#	Point	Reading	Tag	Commentary
48	Relative strength vs Nifty 50	1M -0.8% / 3M +14.8%	Bullish	The stock outperformed the Nifty 50 by 14.8 points over three months and underperformed by 0.8 points over one month. Bullish ahead of the Nifty 50 by more than 2 points · Bearish behind by more than 2 points · Neutral within ±2 points.
49	Relative strength vs Nifty 50 (6M)	6M +0.7%	Neutral	No sector index in today's data set, so we show the 6-month comparison instead: 0.7 points ahead of the Nifty 50. Bullish ahead by more than 2 points · Bearish behind by more than 2 points · Neutral within ±2 points.
50	Technical summary	12 bullish · 6 bearish · 30 neutral · 1 caution	Bullish	Across the 49 readings the technical picture leaned positive. Levels that mattered: support 1,059.42, resistance 1,119.68. This is a description of the chart on 09 Jul 2026, not a forecast. How to read the score: the strongest possible reading is 49 bullish · 0 bearish, and the weakest is 0 bullish · 49 bearish. Most companies land in between. The chart is called positive when bullish tags beat bearish ones by 5 or more, negative when bearish tags beat bullish ones by 5 or more, and mixed otherwise. Even a 49–0 score describes the past and is not a reason to buy, and a 0–49 score is not a reason to sell. Bullish bullish tags beat bearish ones by 5 or more (“positive”) · Bearish bearish tags beat bullish ones by 5 or more (“negative”) · Neutral (“mixed”) otherwise. Strongest possible: 49 bullish · 0 bearish.

Fundamental analysis — 50 points

Uses only results published by 09 Jul 2026: FY26 annual (Apr 2025–Mar 2026), the Jan–Mar 2026 quarter and the Mar 2026 shareholding. ₹ crore, consolidated unless stated. Valuation uses the 09 Jul 2026 close.

How to read the tags. Each of the 50 points gets one tag. Bullish the reading was favourable. Bearish the reading was unfavourable. Neutral the reading was in a normal range, or gave no clear message. Caution a warning sign or an unusual reading that deserves a closer look. Point 50 counts the other 49 tags. The numbers are called positive when bullish tags beat bearish ones by 4 or more and are at least 1.5 times as many, negative the other way round, and mixed otherwise. Under each point you will see what reading earns which tag. Tags describe the data on the snapshot date. They are not signals to buy or sell. Full guide to all 100 points →

A. Valuation

#	Point	Reading	Tag	Commentary
1	P/E (trailing 12 months)	36.9×	Neutral	At ₹1,100.20 the market valued the company at about ₹44,878 crore, or 36.9× the ₹1,216 crore profit of the four quarters to Mar 2026. That is a premium multiple — the market expected growth. How to read: Information only. Below 15 is a low multiple, 15–30 moderate, above 30 a premium (the market expects growth). Compare with peers and the company’s own history.
2	Price / Book	4.56×	Neutral	Market cap was 4.56× the Mar 2026 book value (equity + reserves) of ₹9,836 crore. How to read: Information only. Main yardstick for banks; asset-light businesses usually trade at high P/B.
3	Price / Sales	10.42×	Neutral	The company was valued at 10.42× its trailing-12-month sales of ₹4,305 crore. How to read: Information only.
4	EV / EBITDA (approx.)	22.9×	Neutral	Enterprise value (market cap + ₹15,931 cr borrowings; cash not netted) was 22.9× trailing operating profit of ₹2,651 crore. How to read: Information only. Lower means cheaper relative to operating profit.
5	Earnings yield	2.7%	Neutral	The inverse of P/E: each ₹100 invested bought about ₹2.7 of annual earnings. Investors often compare this with the ~6–7% yield on 10-year government bonds. How to read: Information only. Often compared with the ~6–7% yield on 10-year government bonds.
6	PEG (P/E ÷ 3-yr profit CAGR)	1.62	Neutral	P/E of 36.9 divided by 3-year profit growth of 22.7% a year gives a PEG of 1.62. Below 1 is often read as growth being cheaply priced; above 2 as expensive. Note: the Dec 2024 quarter carried unusual other income of ₹154 crore — a one-off that distorts year-on-year profit comparisons. Note: revenue jumped more than 40% in Mar 2024, which usually signals a merger or acquisition — multi-year growth rates are inflated by it. Bullish below 1 (growth cheaply priced) · Bearish above 2 (growth expensively priced) · Neutral 1–2, or when profit did not grow (not meaningful).
7	Dividend yield (trailing 12M)	1.09%	Neutral	Dividends with ex-dates in the 12 months to the snapshot totalled ₹12 a share, a 1.09% yield on the ₹1,100.20 price. Bullish above 3% · Neutral at 3% or less. Never tagged Bearish.
8	Market capitalisation	₹44,878 cr	Neutral	At about ₹0.45 lakh crore the company was a mid-cap. How to read: Information only. Above ₹1 lakh crore large-cap, ₹30,000 crore–₹1 lakh crore mid-cap, below that small-cap (our rule of thumb).
9	Graham number vs price	₹402.16 vs ₹1,100.20	Neutral	Benjamin Graham's conservative fair-value yardstick √(22.5 × EPS × book value per share) came to ₹402.16; the price was 174% above it. Quality franchises usually trade above this number. Bullish price below the Graham number · Neutral when the price is above it (most quality companies are).

B. Growth

#	Point	Reading	Tag	Commentary
10	Revenue growth FY26 (YoY)	+21.3%	Bullish	Revenue for FY26 was ₹4,470 crore, +21.3% versus FY25. Bullish above 10% · Bearish below 0% (revenue fell) · Neutral 0–10%.
11	Q4 FY26 revenue growth (YoY)	+35.8%	Bullish	The Jan–Mar 2026 quarter brought ₹1,115 crore of revenue, +35.8% on the same quarter a year earlier. Bullish above 10% · Bearish below 0% · Neutral 0–10%.
12	Net profit growth FY26 (YoY)	+19.8%	Caution	FY26 net profit was ₹1,216 crore, +19.8% on FY25's ₹1,015 crore. Note: the Dec 2024 quarter carried unusual other income of ₹154 crore — a one-off that distorts year-on-year profit comparisons. Bullish above 10% · Bearish below 0% · Neutral 0–10%. Caution if a one-off item distorted the figure.
13	Q4 FY26 profit growth (YoY)	+15.6%	Caution	Quarterly profit was ₹289 crore versus ₹250 crore a year earlier (+15.6%). Note: the Dec 2024 quarter carried unusual other income of ₹154 crore — a one-off that distorts year-on-year profit comparisons. Bullish above 10% · Bearish below 0% · Neutral 0–10%.
14	Revenue CAGR (3 years)	29.5%	Caution	Revenue compounded at 29.5% a year from FY23 to FY26. Note: revenue jumped more than 40% in Mar 2024, which usually signals a merger or acquisition — multi-year growth rates are inflated by it. Bullish above 12% a year · Bearish below 5% a year · Neutral 5–12%. Caution if an acquisition inflated it.
15	Profit CAGR (3 years)	22.7%	Caution	Net profit compounded at 22.7% a year from FY23 to FY26. Note: the Dec 2024 quarter carried unusual other income of ₹154 crore — a one-off that distorts year-on-year profit comparisons. Note: revenue jumped more than 40% in Mar 2024, which usually signals a merger or acquisition — multi-year growth rates are inflated by it. Bullish above 12% a year · Bearish below 5% a year · Neutral 5–12%.
16	Revenue CAGR (5 years)	22.0%	Caution	Over five years (FY21–FY26) revenue compounded at 22.0% a year. Note: revenue jumped more than 40% in Mar 2024, which usually signals a merger or acquisition — multi-year growth rates are inflated by it. Bullish above 12% a year · Bearish below 5% a year · Neutral 5–12%.
17	EPS growth FY26 (reported)	+15.9%	Caution	Reported EPS went from ₹25.83 to ₹29.94 (+15.9%). Differences from profit growth come from changes in share count (bonus, buyback, new issues). Note: the Dec 2024 quarter carried unusual other income of ₹154 crore — a one-off that distorts year-on-year profit comparisons. Bullish above 10% · Bearish below 0% · Neutral 0–10%.

C. Profitability

#	Point	Reading	Tag	Commentary
18	Operating margin FY26	63%	Neutral	Operating profit (EBITDA) was 63% of sales in FY26 versus 65% in FY25. How to read: Information only — normal margins differ a lot by industry.
19	Operating margin trend (4 quarters)	62% → 63% → 61% → 59%	Bearish	Quarterly margins moved from 62% to 59% over the last four quarters — contracting. Bullish up more than 1 percentage point · Bearish down more than 1 percentage point · Neutral when broadly stable.
20	Net profit margin FY26	27.2%	Neutral	₹27.2 of every ₹100 of revenue ended up as net profit in FY26. How to read: Information only.
21	Return on equity FY26	14.4%	Neutral	FY26 profit was 14.4% of average shareholders' equity. Above ~15% is generally considered good; below 10% weak. Bullish above 18% · Bearish below 10% · Neutral 10–18%. Around 15% or more is generally considered good.
22	ROCE FY26	12%	Neutral	Return on capital employed (debt + equity) was 12% in FY26. Bullish above 20% · Bearish below 10% · Neutral 10–20%.
23	Return on assets FY26	4.47%	Neutral	Net profit was 4.47% of total assets. Bullish banks only: 1.5% or more · Bearish banks only: below 1% · Information only for non-banks.
24	Effective tax rate FY26	23%	Neutral	The company paid about 23% of pre-tax profit as tax; India's base corporate rate is ~25%. How to read: Information only. India’s base corporate rate is about 25%.
25	Other income share of pre-tax profit	0%	Neutral	Non-operating 'other income' of ₹7 crore made up 0% of pre-tax profit. How to read: Caution above 25% (headline profit leans on non-core income). Neutral otherwise.

D. Balance sheet

#	Point	Reading	Tag	Commentary
26	Debt / equity	1.62	Bearish	Borrowings of ₹15,931 crore were 1.62× equity — high leverage. Bullish below 0.3 (very low leverage) · Bearish above 1 (high leverage) · Neutral 0.3–1.
27	Debt / EBITDA	5.66×	Bearish	Debt equalled 5.66 years of FY26 operating profit. Bullish below 1× · Bearish above 3× · Neutral 1–3×.
28	Interest coverage	2.4×	Bearish	Earnings before interest and tax covered interest cost 2.4 times. Bullish above 8× · Bearish below 3× · Neutral 3–8×, or not meaningful when interest is negligible.
29	Book value growth	+39.2%	Bullish	Shareholders' equity grew +39.2% from ₹7,065 crore to ₹9,836 crore in FY26. Bullish above 10% (banks: above 12%) · Bearish below 0% (non-banks only) · Neutral otherwise.
30	Capital work in progress	₹0 cr (0% of fixed assets)	Neutral	Projects under construction (CWIP) were 0% of fixed assets — a modest pipeline. How to read: Information only. Above 20% means a big expansion pipeline that is not yet earning.
31	Working capital days	44 days	Neutral	Working capital tied up equalled 44 days of sales (FY25: -17). Negative means suppliers/customers fund operations. How to read: Information only. Lower is generally more efficient; negative means suppliers or customers fund the business.
32	Cash conversion cycle	41 days	Neutral	It took 41 days to turn inventory and receivables into cash, net of supplier credit. How to read: Information only. Shorter is generally better.
33	Debtor days	41 (FY25 44)	Neutral	Customers took 41 days on average to pay, versus 44 a year earlier. How to read: Caution when debtor days rose more than 20% in a year (collections stretching). Neutral otherwise.

E. Cash flow

#	Point	Reading	Tag	Commentary
34	Operating cash flow FY26	₹-2,921 cr	Bearish	The business generated ₹-2,921 crore of operating cash in FY26 versus ₹-2,462 crore in FY25. Bullish positive and higher than the year before · Bearish negative · Neutral when positive but lower. Information only for banks.
35	Free cash flow FY26	₹-3,017 cr	Bearish	After capital spending, free cash flow was ₹-3,017 crore. Bullish positive · Bearish negative · Neutral when not available.
36	Cash conversion (CFO ÷ net profit)	-2.40×	Caution	Operating cash flow was -2.40× reported profit — cash lagged profits; worth watching. Bullish above 1× (profits well backed by cash) · Caution below 0.7×. Neutral 0.7–1×.
37	Free-cash-flow yield	-6.7%	Neutral	FY26 free cash flow was -6.7% of the snapshot market cap. Bullish above 4% · Neutral at 4% or less.
38	Free cash flow — 3-year total	₹-6,097 cr	Bearish	Free cash flow over FY24–FY26 added up to ₹-6,097 crore. Bullish positive total · Bearish negative total · Neutral when not available.
39	Capex FY26 (CFO – FCF)	₹96 cr	Neutral	Implied capital expenditure was about ₹96 crore, 2.1% of sales. How to read: Information only.

F. Dividends & shareholder returns

#	Point	Reading	Tag	Commentary
40	Dividend payout ratio FY26	40%	Neutral	The company paid out about 40% of FY26 profit as dividends. How to read: Information only. High payout suits mature businesses; growing firms often keep more.
41	Dividend consistency (3 years)	74% / 23% / 40%	Bullish	Payout ratios for FY24 / FY25 / FY26 — dividends were paid every year. Bullish paid every year · Neutral when irregular. Never tagged Bearish.
42	Share capital change (FY25→FY26)	+5.1%	Caution	Paid-up equity capital changed +5.1% (₹39 cr → ₹41 cr). A fall indicates a buyback; a rise indicates new shares were issued. Bullish fell 1% or more (a buyback) · Caution when it rose 1% or more (new shares issued). Neutral when unchanged, or for a bonus/split.

G. Ownership

#	Point	Reading	Tag	Commentary
43	Promoter holding	6.24% (-7.96 pts YoY)	Bearish	Promoters owned 6.24% at Mar 2026 versus 14.20% a year earlier. Bearish fell more than 1 percentage point in a year · Neutral otherwise. Never tagged Bullish.
44	Foreign institutional holding	63.33% (-3.89 pts YoY)	Bearish	FIIs held 63.33% at Mar 2026, down from 67.22% a year before. Bullish up more than 1 percentage point · Bearish down more than 1 percentage point · Neutral within ±1 point.
45	Domestic institutional holding	12.75% (+4.27 pts YoY)	Bullish	Mutual funds, insurers and other DIIs held 12.75%, up from 8.48%. Bullish up more than 1 percentage point · Bearish down more than 1 percentage point · Neutral within ±1 point.
46	Number of shareholders	0.7 lakh (+0.2% YoY)	Neutral	The shareholder count moved from 0.7 lakh to 0.7 lakh in a year — a rough gauge of retail interest. How to read: Information only — a rough gauge of retail interest.
47	Promoter pledge	none reported	Neutral	Our source showed no pledged promoter shares. How to read: Information only. Any sizeable pledge is a risk to note.

H. Quality & summary

#	Point	Reading	Tag	Commentary
48	Financial health checklist (Piotroski-style, 8 tests)	1/8	Bearish	Passed: positive profit. Failed: positive operating cash flow, CFO > net profit, leverage fell, operating margin improved, ROA improved, asset turnover improved, no meaningful dilution (<3%). Bullish all tests passed, or all but one · Bearish half the tests or fewer passed · Neutral in between.
49	Automated screen flags	3 strength(s) · 3 weakness(es)	Neutral	Strengths: Company is expected to give good quarter; Company has delivered good profit growth of 26.8% CAGR over last 5 years; Company has been maintaining a healthy dividend payout of 45.6%. Weaknesses: Stock is trading at 4.33 times its book value; Promoter holding is low: 6.20%; Promoter holding has decreased over last 3 years: -14.6%. (Flags generated by the data source’s rule screen.) How to read: Information only.
50	Fundamental summary	5 bullish · 10 bearish · 26 neutral · 8 caution	Bearish	On the numbers published by 09 Jul 2026 the fundamental picture leaned negative. Valuation: P/E 36.9×, P/B 4.56×. This describes the data, not a recommendation. How to read the score: the strongest possible reading is 49 bullish · 0 bearish, and the weakest is 0 bullish · 49 bearish. Most companies land in between. The numbers are called positive when bullish tags beat bearish ones by 4 or more and are at least 1.5 times as many, negative the other way round, and mixed otherwise. Even a 49–0 score describes the past and is not a reason to buy, and a 0–49 score is not a reason to sell. Bullish bullish tags beat bearish ones by 4 or more and are at least 1.5× as many (“positive”) · Bearish the same the other way round (“negative”) · Neutral (“mixed”) otherwise. Strongest possible: 49 bullish · 0 bearish.

News in the three months before the snapshot

Company news from 09 Apr 2026 – 09 Jul 2026 that an investor could have known on the snapshot date.

21 Apr 2026 360 ONE WAM Q4 FY26 profit at Rs 289 crore; Rs 6 interim dividend declared — Consolidated Q4 FY26 net profit was Rs 289 crore, down 11.8% sequentially from Rs 327 crore, with revenue of Rs 1,115 crore; the board declared a Rs 6 per share interim dividend with an April 27 record date. The company also disclosed income tax demands of about Rs 336 crore that it plans to contest. source
21 Apr 2026 360 ONE WAM Q4 FY26 net profit up about 15.7% year-on-year — Q4 FY26 consolidated net profit of Rs 288.74 crore compared with Rs 249.60 crore a year earlier. The Rs 6 interim dividend counts as the first interim dividend for FY27. source
22 Apr 2026 360 ONE WAM shares fall up to 6% intraday after Q4 results — The stock fell as much as 6% intraday after Q4 FY26 revenue and profit grew year-on-year but declined sequentially, with a Rs 55 crore mark-to-market loss weighing on the quarter. source
07 May 2026 SMALLCAP World Fund cuts stake in 360 ONE WAM to 5.95% — SMALLCAP World Fund sold 4,290,086 shares in a market sale settled May 5, 2026, reducing its holding from 7.99% to 5.95%. source

What happened next (09 Jul 2026 → 09 Oct 2026)

Price went from ₹1,100.20 to ₹1,048.00 by 09 Oct 2026 (-4.7%) while the Nifty 50 moved -6.0% — outperforming by 1.3 points.
Highest ₹1,222.90 on 20 Aug 2026; lowest ₹1,008.00 on 01 Oct 2026.
S1 1,059.42: broken on a closing basis on 15 Sep 2026.
S2 1,031.65: broken on a closing basis on 29 Sep 2026.
R1 1,119.68: cleared on a closing basis on 10 Jul 2026.
R2 1,213.01: not cleared on a closing basis.
200-day SMA: price was above it at the snapshot and crossed below on 14 Jul 2026.
Apr–Jun 2026 results (reported 16 Jul 2026): revenue ₹1,226 crore (+34.6% YoY), net profit ₹331 crore (+16.1% YoY), operating margin 63% vs 62% a year earlier (Screener consolidated figures).

Later news

16 Jul 2026 360 ONE WAM Q1 FY27 profit after tax up 14.8% to Rs 330 crore — For the quarter ended June 30, 2026, consolidated profit after tax rose 14.8% year-on-year to Rs 330 crore and total revenue grew 20% to Rs 870 crore. Total AUM was reported at Rs 7,76,755 crore as of June 2026. source
17 Jul 2026 360 ONE WAM shares edge up after Q1 results — Shares rose about 1% to Rs 1,092 in early NSE trade on July 17, a day after the company reported Q1 FY27 net profit of Rs 330 crore. source
03 Aug 2026 360 ONE WAM subsidiary receives IFSCA fund manager registration — Wholly owned subsidiary 360 ONE Global Asset Management (IFSC) Limited received final registration from the International Financial Services Centres Authority, allowing it to manage retail funds in IFSCs. source
24 Aug 2026 360 ONE WAM schedules investor meeting on AGM day; ESAR scheme up for approval — The company scheduled institutional investor meetings for September 2, 2026, the date of its 19th AGM, at which shareholders were asked to approve the ESAR Scheme 2026 covering up to 11,20,000 ESARs. source
22 Sep 2026 360 ONE WAM names Aashish Agarwal as CEO from February 15, 2027 — Aashish Agarwal, currently MD and Country Head of Jefferies India, will become CEO effective February 15, 2027. Co-founder Karan Bhagat will move to Vice Chairman and Managing Director. source
07 Oct 2026 360 ONE WAM board to meet October 15 for Q2 FY27 results and second interim dividend — The company intimated that its board will meet on October 15, 2026 to approve results for the quarter and half year ended September 30, 2026 and to consider a second interim dividend for FY 2026-27. source

Educational summary. On 09 Jul 2026 the technical picture leaned positive and the fundamental picture leaned negative. Over the next three months the stock moved -4.7% against -6.0% for the Nifty 50. Here the chart's message did not line up neatly with what followed — a reminder that indicators describe the past, not the future. One case proves nothing on its own; the value is in seeing many cases over time. This page does not say whether to buy, sell or hold 360 ONE WAM today.

Method designed by Pawan Kumar Sharma, CPA · ACCA · CIA. Numbers are computed by our engine from the sources listed below.

Sources: daily prices — Yahoo Finance history pages; financials and shareholding — Screener.in (fetched 12 Oct 2026); index — Nifty 50 via Yahoo Finance; news — linked articles. Calculations by Manage Our Finance. Report a correction

More case studies today

₹3,626.10close 09 Jul

Two-wheeler makerNSE: TVSMOTORData as of 09 Jul 2026

TVS Motor Company — 100-point case study

Technical

Fundamental

What happened next (3 months): +6.6% vs Nifty 50 -6.0%

Technical: positiveFundamental: positiveP/E 54.1×P/B 18.01×RSI 591Y +27.7%

₹1,381.20close 09 Jul

Alcoholic beveragesNSE: UNITDSPRData as of 09 Jul 2026

United Spirits — 100-point case study

Technical

Fundamental

What happened next (3 months): -1.1% vs Nifty 50 -6.0%

Technical: positiveFundamental: positiveP/E 54.7×P/B 11.22×RSI 571Y +0.8%

₹4,687.50close 09 Jul

Engineering castingsNSE: AIAENGData as of 09 Jul 2026

AIA Engineering — 100-point case study

Technical

Fundamental

What happened next (3 months): -20.3% vs Nifty 50 -6.0%

Technical: positiveFundamental: positiveP/E 34.5×P/B 5.45×RSI 531Y +35.5%